Climate Spotlight is an interactive climate risk solution, providing market leading risk analysis through an easy-to-use customer platform so organizations can identify climate risks, meet their reporting needs, and make confident investment and adaptation decisions

Our analysis is based on a range of carefully selected climate perils, and spans four different IPCC climate change scenarios. Our risk insights take you from present day to the year 2100. 

There are two Climate Spotlight product options available – ‘Core’ and ‘Expert’ - to meet the more complex or light touch needs of different organizations.

The analysis is powered by climate data models developed and used by Zurich Insurance, meaning we can provide source transparency and reliability to organizations that need this for accurate climate risk reporting and confident investment decision making.

The impact of climate change is already considerable, and it's only likely to get bigger. The global cost to infrastructure, property, agriculture and human health is estimated at $1.7 trillion to $3.1 trillion per year by 2050¹.

Organizations face escalating challenges from climate change, such as floods, wildfires and extreme heat. At ZRS, we leverage 150 years of customer loss data and 75 years of risk engineering expertise to help organizations identify, assess and adapt to these extreme events.

Our proven and rigorous approach to on-site and remote risk assessments includes:

Risk identification: Unlock detailed hazard data and mapping techniques from Zurich Insurance Group (ZIG), our parent company.

Risk assessment: Assess hazard-based relationships between criticalities and controls performed on-site or remotely.

Scenario planning: Get an impact analysis of multiple extreme weather scenarios tailored to your operations and assets.

Actionable recommendations: Receive consultation and advice to manage change and mitigate risk, now and into the future.

¹World Economic Forum

Identifying climate risk and understanding your exposure are crucial steps to building climate resilience. However, true resilience goes beyond just identifying risks. Zurich Resilience Solutions (ZRS) has a global team of climate risk consultants who specialize in conducting detailed climate risk assessments for your most critical and vulnerable sites and providing practical recommendations to mitigate climate risks.

Our approach includes:

Bespoke Site-Level Assessments: Our specialized climate risk engineers conduct thorough desktop reviews or on-site visits to deliver tailored climate risk assessments of your most critical and vulnerable locations

Future-Looking Scenarios: We create best and worst-case loss scenarios for future climate change impacts in order to quantify risk for each location and propose effective adaptation measures.

Practical Recommendations: We offer actionable recommendations to help you adapt your assets and operations to the evolving challenges of climate change.

Adaptation Strategies: Developing short and longer-term strategies aligned with your overall risk management and sustainability goals.

Around the world, jurisdictions are taking action to address climate change risk, introducing standards and frameworks to promote transparency and accountability. Increasingly, reporting requirements are evolving to focus on risk management and protecting infrastructure for future generations, aligning with Sustainable Development Goal (SDG) 9.

Both identifying climate risks and demonstrating the active management of these risks are now expectations, and increasingly, requirements for organizations globally – areas where ZRS can provide robust support. Our portfolio-level analysis and site-level risk assessments can be used in reporting frameworks such as the Task Force on Climate-Related Financial Disclosures (TCFD) and for climate-related reporting initiatives like the CSRD.

Our approach features:

• Risk-based, data-driven analysis methodology.
• Consistent and transparent in-house climate data.
• Expert insights to help operationalize the results of our analysis.

Climate resilience describes the ability to anticipate, adapt to and recover from climate-related disruptions. This includes the long-term effects of climate change and natural weather events like floods, hurricanes and wildfires. Enhancing climate resilience allows businesses to minimize financial losses and protect operational assets.

Climate adaptation involves making changes to business operations, infrastructure and policies to minimize the impact of climate-related risks. We help businesses to identify and implement adaptive strategies, from protecting infrastructure to diversifying supply chains and integrating sustainability initiatives.

Our climate change risk solutions are designed to help businesses understand and manage the risks associated with climate change. Our experts deal with a range of risk scenarios, assessing potential vulnerabilities and managing the risks of extreme and evolving weather events.

Long-term business success requires resilience against climate-related risks. Through climate risk consulting, we help organizations to identify vulnerabilities and implement climate adaptation strategies. We help to protect your organization from the financial impacts of future environmental challenges.

Businesses are increasingly vulnerable to extreme weather events and long-term climate change. From rising sea levels to heat stress and shifting weather patterns, ZRS helps businesses to navigate a range of complex challenges. Our experts work with you to identify risk factors and develop mitigation strategies.